Individual Retirement Account (IRA)

We want to help you plan for your future.
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Designed to save for your retirement.

An individual retirement account (IRA) is just what it sounds like—a savings account specifically designed to help you save for retirement. IRAs are safe, consistent, and reliable, and they come with a range of other benefits.

Some of the benefits.

  • No monthly service charges.
  • Wide range of investment terms, 12 months through five years.
  • Competitive interest rates
  • Certainty of the return on your investment
  • Tax-deferred earnings
  • Tax-deductible principle

The requirements and restrictions

  • Minimum opening balance of $1,000
  • Available to all individuals under age 70 ½ who have earned income
  • Early withdrawal will be penalized

We're here for you.

With more than 100 years of banking experience under our belts, we’ve learned a few things about banking the right way. And we’ll still be here when you need us most.

If you’d like to find out more about IRAs from Texana Bank, call us at (903) 334-0900, or stop by a branch today.

Looking for more?

Open an Account Online

Online application now available for Texana Checking accounts.
Please note: we do not manage or control the content of third-party sites. We recommend that you review their privacy and security policies before you proceed to the following website.
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Fraud Alert

Texana Bank has received reports of scammers calling customers and pretending to be bank representatives. These callers may claim there is fraud on your account, ask for security information, or direct you to click a link and change your password. Remember: Texana Bank will never call and ask for your password, security question answers, or request that you click a link to secure your account. Call us directly or visit a branch if you have any questions.

Please note: we do not manage or control the content of third-party sites. We recommend that you review their privacy and security policies before you proceed to the following website.