Interest Checking

Have your money earn interest but remain easily accessible.

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Use your money how you want.

Do you want the convenience of a checking account, but the ability to earn interest like a savings account? Our interest checking account pays interest, but also allows you to access your money with checks or debit cards, making it a perfect source to pay bills and make purchases.


What you need to know.

  • $100 minimum to open
  • No monthly maintenance fee if you make 25 or more debit card transactions per month, OR your account stays above $5,000
  • $15 maintenance fee if the above criteria are not met
  • Mobile and internet banking services, including bill pay, come with interest checking
  • Debit card for interest checking account
  • Overdraft transfer service optional
  • First box of checks free
  • ATM fees from non-Texana ATMs refunded up to $10 per month
  • Foreign ATM fees waived

We’re here for you.

With more than 100 years of banking experience under our belts, we’ve learned a few things about banking the right way. And we’ll still be here when you need us most.

If you’d like to find out more about opening an interest checking account with Texana, call us at (903) 334-0900, or stop by a branch today.

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Open an Account Online

Online application now available for Texana Checking accounts.

Open Account