Online threats to your information and privacy have increased significantly over the past few years. More and more, cyber criminals are targeting financial institutions by compromising security trolls and conducting fraudulent electronic funds transfers.
At Texana, we use industry-leading security tools and protocols to keep your money safe, but here are some things you can do to help:
- Make sure your password incorporates a mixture of lower and uppercase letters, as well as numbers and symbols.
- Change your password every 90 days.
- Keep your computer updated with anti-malware and anti-virus software
- Make sure you have a firewall in place when conducting financial transactions.
- Log off the system when you’re done conducting business, rather than simply “X-ing out” of the web page.
- Monitor your account activity on a regular basis.
For commercial users, here are some controls to help stay safe internally.
- Don’t leave written passwords out in the open, in fact, store them in a protective software safebox.
- Change passwords every 90 days.
- Be mindful of possible fraud or theft internally.
- When an employee leaves your company, ensure they no longer have access to your internal system as soon as possible.
- Consider using a third party to audit your security controls.
- Divide duties among a select few employees or partners so no one person has too much access.
Federal regulations provide consumers with some protection for electronic funds transfers, especially online. For example, these laws limit a consumer’s liability for unauthorized electronic fund transfers, as well as provide specific steps to resolve an error with your account. However, to maximize the benefit of these protections, please report suspicious account activity to us immediately. For more information, please check the Electronic Fund Transfer disclosures provided to you when you opened your account.
