Treasure Managmemt

We offer both individual and commercial banking.

Treasury Management Products

Merchant Capture

ScannerOur Merchant Capture product lets you deposit checks right from your desk. Simply scan your checks through a desktop scanner and securely send the file to the bank to be deposited electronically credited to your account.

  • No more trips to the bank for daily deposits and waiting in teller lines
  • Extend your processing day and reduce float time for collected balances
  • Use one bank for all deposits, regardless of location
  • Enjoy security features

Cash Management Online Banking

  • ACH Credit and Debit Origination - provide direct deposit as well as pay bills electronically
  • NACHA Import of ACH batches - import your ACH batches directly from your accounting software
  • Balance Reporting - create balance reports with current and prior day information
  • Positive Pay - monitor checks clearing your account with this fraud prevention product
  • Secure File Transfer - send sensitive information to the bank via encrypted email
  • Wire Transfer Requests - send wire requests directly to the bank via online banking
  • Dual Control - use this feature with ACH origination and wire transfers for increased security

Sweep Products

Maximize your earnings and minimize your interest expense by taking advantage of our Sweep products. We offer a full line of Sweep products including Multiple Cash Management Sweeps and Line of Credit Sweeps.

CD ROM Statements

Receive a CD ROM Statement in addition to your regular monthly statement. View images of all checks paid as well as items deposited while saving storage space. Each CD is equipped with the software needed for search tools and research capabilities.

Account Analysis

Our Account Analysis product allows your business to combine all non-interest bearing balances to be used to offset potential service charges on a monthly basis. A detailed monthly account analysis statement including transactions processed as well as average balance levels is provided.

FedPayments Reporter

The FedPayments Reporter service provides you with a daily delivery of Electronic Data Interchange in an easy to read format via email or fax. This service allows you to receive the needed payment related information on the day it is received instead of only at statement time.