Consumer Check and sav

We offer both individual and commercial banking.

Consumer Checking

Account Type Texana Checking
Eligible for Relationship Pricing
Texana Interest Checking
Eligible for Relationship Pricing
Minimum to Open $100 $100
Monthly Service Charge No standard monthly fee if:
Minimum Debit Card Transactions per month = 10
OR
Average Minimum Balance per month = $1,500
OR
Electronic delivery of statements only (e-mail or online)

Standard Fee if above criteria is not met = $5.00 per month
No standard monthly fee if:
Minimum Debit Card Transactions per month = 25
OR
Average Minimum Balance per month = $5,000

Standard Fee if above criteria is not met = $15.00 per month
Free Check Items Unlimited Unlimited
Mobile Banking Included Included
Internet Banking Included Included
Online Statements with images Included Included
Paper Statements with images Included Included
VISA Debit Card Included Included
Bill Pay Included Included
Overdraft Transfer Service Available; fee charged when used
$5 per transfer from deposit account
$15 per transfer from loan account
Available; fee charged when used
$5 per transfer from deposit account
$15 per transfer from loan account
Additional Features N/A First box of checks free
Foreign ATM fees waived
ATM fees from non-Texana
ATMs refunded up to $10 per month
Interest Bearing No Yes
Contact us for current rates

Consumer Money Market & Savings Accounts

Account Type Texana Investor Account
(Money Market)
Savings Account
Minimum to Open $100 $100
Monthly Service Charge

No standard monthly fee if: Minimum Average Balance per month = $2,500

Standard fee if above criteria is not met = $12.00 per month

No standard monthly fee if: Minimum Average Balance per month = $200

Standard fee if above criteria is not met = $2.00 per month

Fees N/A N/A
Transaction Limitations Per Federal Regulations, transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per month. Per Federal Regulations, transfers from a Savings Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to 6 per month.
Account Details Earns interest on the average daily balance. Interest rate varies. Current rates available at locations. Earns interest on the daily balance. Interest rate varies. Current rates available at locations.
Mobile Banking Included Included
Online Banking Included Included
Online Statements (with images) Included Included
Paper Statements Included; with images Included; with images